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Employee Benefits & Financial Services

Gale Smith’s Life, Health and Administrative Services Department provides a complete package of insurance products and services for our Individual and Business clients. We are dedicated to providing creative and economical solutions to protect our clients’ assets against unexpected losses of life, health or income.

We offer financial services for the building and preservation of wealth, helping our clients meet their financial goals. Our business clients benefit from our expertise with succession and perpetuation planning, as well as our Human Resources administration.

With over 160 years of combined insurance experience, our team of professionals are here to serve you as follows:

  • Group Insurance for Medical, Life, Disability, Dental, Long-Term Care, Supplemental Worksite products, Vision and Pharmacy Benefits; Self-funded arrangements for the larger employer.


  • Annuities, IRA’s, Mutual Funds, 529 College Funding, 401(k) and all Qualified Retirement Plans.


  • Individual Life, Disability, Medical and Long-Term Care Insurance, with full Estate and Financial Planning services; Charitable Endowments; Executive Compensation programs.


  • Administration for Cafeteria Plans, Cobra, HIPAA and HRAs; Benefit Statements, and web-based HR resource centers.


  •  
    Resources

    Demo of web site available to all Gale Smith + Company Cafeteria Plan, COBRA and HRA clients.

    Employees should use this site for an explanation of Cafeteria Plans. A calculator is provided to determine if it would make financial sense for you to utilize a Cafeteria Plan. You will also see the information available to you for all three Plans. Human Resources Administrators will also see the information available to them for the Cafeteria plan, the HRA plan and COBRA.

    When you reach the site, left click on the “login as Demo” link to see the demo.

    www.myrsc.com








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